Learn how financial decisions affect your future
A curated set of tools and guides to help you make better retirement decisions. Dig into them, then head back to your plan to see how the concepts apply to your own numbers.
Tools
Guides & Insights
The 4% Rule for Withdrawals
Understand a common guideline for sustainable withdrawals.
The 6% Rule: Pension vs. Lump Sum
A useful reference for choosing between a pension and a lump sum.
Pension or Lump Sum? (PBGC)
Official guidance from the U.S. Pension Benefit Guaranty Corporation.
Why Most Retirees Never Draw Down Their Portfolio
Insights on retirement spending patterns and the consumption gap.
Why 50% Probability of Success Is Viable
A perspective on how to interpret Monte Carlo retirement projections.
Die With Zero
A framework for thinking about spending and living richly in retirement.